Make a Payment
Table of Content
We want you to feel comfortable about giving us your email address. The following Email Policy was developed to help you understand how we use email and what your choices are. Replace the vowels or other letters in a short phrase with numbers or other characters.
Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. On purchases of $999 or more made with your Haynes Synchrony credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. On purchases of $299 or more made with your Haynes Synchrony credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. You are agreeing to receive some of your legal notices electronically only.
Ready
In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike. By enrolling in, or editing wireless alerts you previously enrolled in, you agree to the Terms and Conditions. Alerts are effective as soon as you set them up in Account Online. You accept that each alert may not be encrypted, and may include your name and information pertaining to your account.
We send your payments as you tell us, and confirm with an email. We reserve the right to terminate the alerting service, in whole or in part, at any time without notice. The information in any alert may be subject to certain time lags and/or delays. The types and timing of your alerts will be managed by you, and the alerts may be stopped or suspended by you at any time.
9% INTERESTNO MINIMUM PURCHASE REQUIRED
It may take up to 3 business days for your full online experience to be ready. Misspell a word, drop some letters, add other characters, or make up crazy words using symbols instead of vowels or consonants. Use something readily identifiable, such as your name, birthday, spouse or child's name, Social Security Number, phone number or street address. These can be traced directly to you and are easy for potential hackers to guess. That is why we require you to use a browser with 128-bit security encryption to proceed with your application.
Shealy admits that not too many retailers are offering the true in-house financing anymore, but he likes the accessibility to credit that it gives customers. A third type of in-store credit is one that is offered by the store itself, where the terms and conditions are set by the individual store. Another option for large furniture expenditures is a home equity line of credit.
Alerts Terms and Conditions
Introducing a whole new experience built to give you more control over your card and your time. • Opportunities to provide feedback or complete online surveys, so you can tell us what you think. Drop the vowels in a long word (e.g. ‘corporation’ would be crptn). Make your User ID and Password different from the Security Word you provided when you applied for your card. The perfect secure password is easy to remember, but difficult for outsiders to guess.
If you have any questions regarding privacy, please read our privacy policy. The alerting service allows you to request and receive messages about your credit card account. To initiate an electronic payment from my bank account and I authorize my bank to honor the withdrawal. This authority is for the Home Furnishings Credit Card account noted above and is to remain in effect until canceled in writing by Citibank, N.A., my financial institution, or me. Your payment will credit to your account as described in the paragraph titled "Same Day Crediting". If you use a bank account for the first time, we may hold the available line of credit equal to the payment for up to 3 business days.
Minimum System Requirements
We send cardholders various types of legal notices, including notices of increases or decreases in credit lines, privacy notices, account updates and statements. Currently, we can provide some of these legal notices, including statements, electronically. We are working towards being able to provide all of these legal notices electronically. When we are able to provide all legal notices electronically, we will notify you by email. In the meantime, if you choose to receive legal notices electronically, you will need to monitor both your U.S. postal mailbox and your email inbox for legal notices.
And by utilizing one of the many financing opportunities available, you can build a solid credit record and furnish your home at the same time. Paying monthly installment payments or “rent-to-own” arrangements are another form of financing specifically for rent-to-own businesses. However, interest rates are usually significantly higher for this type of financing, so make sure that this is your best option before committing to the terms. Brent Shealy, owner of Economy Furniture in Leesville, S.C., says his store offers both a private-label credit option as well as an in-house financing program. Personal loans and lines of credit generally have higher credit limits than credit cards and can be a useful way to get cash quickly.
If you are typically good about paying off your credit card each month, the interest rate probably doesn’t affect you very much. But if you’re planning on paying off a $5,000 purchase over the course of six months to a year, the interest can add hundreds of dollars to your initial purchase. Check your interest rate before you shop and estimate how long it will take you to pay off the balance. Once you look at the actual costs, you can make a more informed decision. From personal credit cards to in-store financing, buying home furnishings can be easy and affordable.
To utilize an in-store credit option, you will need to apply for credit at the store . The financial institution will issue you a line of credit to use in the store, in an amount based on your credit standing. While the specific requirements for eligibility vary from one store to another, there are almost always proof-of-income and residency requirements. The optional Card Security program offers Synchrony credit card payment protection when you need it most. The payment cutoff time for Online Bill and Phone Payments is midnight ET.
This option often has the advantage of lower interest rates than many other credit options. The drawback is that to qualify, you must be a homeowner and have some equity in your home. To explore this option, you should contact your local bank to review your options. Any payments after 3pm will not be processed until the next business day. When using Bill Pay, you can set up to receive eBills for payees offering electronic billing.
If any electronic payment is returned unpaid by your financial institution for any reason, we may charge, and you agree to pay, a returned payment fee. You may also be charged a late fee based on the terms and conditions of your Card Agreement. Now discover a whole new online account, built to give you more control over your card and your time. View your payment history, and help stay in control by knowing who’s getting paid and by when. If you want, we’ll send you an email confirmation of your payments.
If you choose to receive statements electronically and then want a paper notice, call us at the number on the back of your card and we will mail it to you. We will send notifications regarding the availability of your legal notices to the email address you provided to us until you contact us to change it. If your email address changes, please update it through Account Online or call us at the number on the back of your card. Be sure to check and make sure a large home furnishings purchase will not exceed your preset card limits. Also, be aware of the interest rate your credit company charges.
Comments
Post a Comment